Pumpkin Cream Cheese Swirl Bread 🎃🍞🧀 Moist, Spiced, and Laced With Velvety Cream Cheese

ByKarl S

This is pumpkin bread taken to the next level — warmly spiced, tender, and marbled with a sweet-tangy cream cheese filling.

Perfect for breakfast, snacking, or gifting, it’s the kind of loaf that looks bakery-made but is easy enough for any home kitchen.

Ingredients (Makes 1 loaf)

For the pumpkin batter

  • 1¾ cups all-purpose flour
  • 1 tsp baking soda
  • ½ tsp baking powder
  • ½ tsp salt
  • 2 tsp cinnamon
  • ½ tsp ground ginger
  • ¼ tsp nutmeg
  • Pinch of cloves (optional)
  • 1 cup pumpkin purée (not pumpkin pie filling)
  • ½ cup vegetable oil or melted butter
  • 1 cup brown sugar (packed)
  • 2 large eggs
  • 1 tsp vanilla extract

For the cream cheese filling

  • 8 oz cream cheese, softened
  • ¼ cup granulated sugar
  • 1 large egg
  • ½ tsp vanilla extract

Instructions

Step 1: Preheat oven

  • Preheat oven to 350°F (175°C).
  • Grease and line a 9×5-inch loaf pan with parchment paper.

Step 2: Make the cream cheese filling

  • In a medium bowl, beat cream cheese, sugar, egg, and vanilla until smooth. Set aside.

Step 3: Mix the dry ingredients

  • In another bowl, whisk together flour, baking soda, baking powder, salt, cinnamon, ginger, nutmeg, and cloves.

Step 4: Mix the wet ingredients

  • In a large bowl, whisk pumpkin purée, oil, brown sugar, eggs, and vanilla until smooth.

Step 5: Combine the pumpkin batter

  • Add dry ingredients to wet and stir until just combined — do not overmix.

Step 6: Assemble the loaf

  • Pour half of the pumpkin batter into the loaf pan.
  • Spoon the cream cheese filling evenly over the batter.
  • Top with the remaining pumpkin batter, then use a knife to gently swirl for a marbled effect.

Step 7: Bake

  • Bake for 55–65 minutes, or until a toothpick inserted into the center comes out mostly clean (a few moist crumbs are fine).
  • Cool in pan for 15 minutes, then transfer to a wire rack.

Flavor Variations

  • Add chocolate chips to the pumpkin batter for extra indulgence
  • Use maple extract in the cream cheese filling for a fall twist
  • Sprinkle cinnamon sugar on top before baking for a sweet crust
  • Add toasted pecans or walnuts for crunch

Pro Tips

  • Don’t over-swirl — you want distinct layers, not a fully mixed batter
  • Ensure cream cheese is softened for a smooth filling
  • If the bread browns too quickly, tent loosely with foil during baking
  • Let it cool fully before slicing for neat layers

Final Thoughts

Pumpkin Cream Cheese Swirl Bread is a cozy, bakery-worthy treat that looks as good as it tastes. Moist, spiced, and swirled with creamy richness, it’s perfect for fall mornings, dessert, or a gift loaf.

Layer it. Swirl it. Slice into the season. 🎃🍞🧀

🎃 All-Purpose Pumpkin Recipes 🎃

Fall in love with pumpkin all over again! From cozy pies and muffins to cheesecakes, cookies, and savory twists, this collection covers every craving. Whether you’re baking for the holidays or just want a taste of autumn, you’ll find the perfect recipe here.

Explore All Pumpkin Recipes → – Savory and sweet ways to enjoy pumpkin in every meal.

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